Planning to Pay for Top Surgery | Washingtonian Plastic Surgery
Chevy Chase: (301) 244-0277 McLean: (703) 345-4377

If you are considering top surgery, you may be feeling overwhelmed by a number of factors, including the cost.

However, there are a number of strategies that can help you successfully budget and save for your procedure.

Here’s everything you need to know about planning to pay for top surgery.

Cost of Medically Transitioning

Hormone replacement therapy (HRT) is a key component of medically transitioning. While some patients are able to work with their insurance companies and physicians to receive some coverage for HRT, others are forced to pay up to $2,000 per month out of pocket.

Top surgery is another expense to consider when planning to transition–the price can range from $8,000 to $14,000 depending on geographic location and surgeon expertise.

With that being said, it’s extremely important not to allow cost to be a determining factor when choosing a surgeon. You should carefully research providers and consult with a board-certified plastic surgeon who has extensive experience with top surgery and gender confirmation procedures.

Is Top Surgery Covered by Insurance?

When planning to pay for top surgery, many patients wonder if they will receive any help from insurance.

Although most states don’t require insurance companies to cover transgender-specific healthcare needs, it is a good idea to contact your carrier directly to learn of your plan’s benefits.

Planning to Pay for Top Surgery

In addition to saving a portion of their salary each month, many patients evaluate their expenses and look for ways to cut back on certain luxuries like going out to dinner. A flexible spending account (FSA) may also be able to help with planning to pay for top surgery.

A majority of plastic surgery practices also offer payment plans or accept medical credit cards like CareCredit. Following your consultation, you will have the opportunity to discuss these option with the surgeon’s surgical coordinator.

If you are considering top surgery, please call our office today to schedule a comprehensive consultation with board-certified plastic surgeon Dr. Navin Singh.